Spendge specializes in issuing Visa/MasterCard virtual cards for teams and individual mediabuyers. Spendge virtual cards work great with popular advertising platforms including Facebook, Instagram, Google, TikTok, Bing, and others.

Personal Virtual Cards

Alyona Spendge
Written by Alyona Spendge

Our virtual cards allow you to make instant online and offline payments worldwide.

  • Fully Anonymous

  • Apple Pay and Google Pay support

  • Easy top-up via cryptocurrency

  • Worldwide coverage

  • Instant online and offline transactions

  • Instant issuance

Fees

Top-up with crypto

4% + 2 USDT

Card issuance

5 EUR

Monthly card service fee

5 EUR

Success transaction fee

0.55 USD

Declined transaction fee

0.50 USD + 1%

Reversed transaction fee

0.72 USD

Chargeback

30 USD

Limits

Number of cards

Unlimited

Limit of one transaction per card

50,000 USD

Daily limit of transactions per card

200,000 USD

Monthly limit of transactions per card

2,000,000 USD

Total limit of transactions per card

2,000,000 USD

Restricted MCC

  • 4829 — Money Transfer

  • 5542 — Automated Fuel Dispensers

  • 5983 — Fuel Dealers (Coal, Fuel Oil, LPG, Wood)

  • 6012 — Financial Institutions – Merchandise and Services

  • 6051 — Non-Financial Institutions (Quasi Cash)

  • 6211 — Securities Brokers / Financial Services

  • 6540 — POI Funding Transactions

  • 7273 — Dating & Escort Services

  • 7297 — Massage Parlors

  • 7800 — Government Sponsored Lotteries

  • 7801 — Government Licensed Online Casinos

  • 7802 — Government Licensed Horse / Dog Racing

  • 7995 — Betting / Gambling

Restricted GEO

  • Cuba

  • North Korea

  • Iran

  • Syria

  • Crimea region

  • Afghanistan

  • Belarus

  • Russian Federation

  • Sudan

  • Venezuela

  • South Africa (temporary)

  • Ukraine (Card issuance is allowed, but they do not work with local merchants)